Scash

Scash - a corporate car sharing service enabling an employee to use a company vehicle

Scash - a corporate car sharing service enabling an employee to use a company vehicle for both business and private purposes

Sumitomo Mitsui Auto Service has developed and launched Scash, a corporate car sharing service that enables an employee to use a company vehicle for both business and private purposes.

Defying the conventional practice of using a private car for commuting and a company car for work

Many business people use two vehicles - a private car for commuting and a company car for work. In this case, both the company and employees have to pay money to acquire and maintain the vehicles, and switching vehicles according to the situation can be burdensome. So there has been a growing need to share the use of a single vehicle between the company and an employee.
But if employees are allowed to use company cars for private purposes, drawing a line between business and private uses will be difficult. Also, it will be unclear how to reimburse fuel and other expenses and how to share responsibility for traffic accidents. Because of these and other issues, common sense has been that sharing a vehicle between the company and an employee is impractical.
To address these challenges, we developed Scash as a service that allows efficient sharing of a vehicle between the company and an employee. The service distinguishes between business and private uses by linking the vehicle operation data transmitted from the on-board telematics unit in a leased vehicle and the usage data from a smartphone/tablet app.

How Scash works

Private use management by an app

When an employee uses a company car for private purposes, he or she uses a dedicated app to turn on or off private use. By linking the app data with the vehicle operation data, Scash produces a statement of expenses for private uses that reflects the actual usage of the vehicle.

Scash utilizes an app to keep track of whether private use is on or off. The app also lets the employee find out where to contact for queries or in case of an accident.

In case of a traffic accident, Scash can distinguish between business and private uses and respond appropriately. An insurance policy for minimizing the risk of an accident during private use is offered as well. All this makes the company feel at ease about allowing its employees to use company cars for private purposes.

Work style reform and eco-friendliness bring greater benefits to the company and employees

The introduction of Scash is expected not only to save vehicle-related costs compared to the conventional practice of owning two separate cars for business and private uses, but it also offers other great benefits such as more time leeway and increased convenience for employees resulting from the elimination of the need to switch cars. This can be advantageous to employees as part of the welfare program provided by the company.
Moreover, by introducing this service to switch from leased vehicles to company cars, it becomes possible for a company to choose the model and color that match its corporate image, and the company can adopt eco-friendly cars to appeal to the public in terms of the implementation of environmental measures.

An example of work style reform in which the need for an employee to switch between the company car and private car is eliminated (travel time is reduced)

The benefits of Scash go beyond work style reforms at companies. Fewer cars reduce cost for parking lots, and the elimination of the need to switch cars reduces the travel time itself. Scash is a new service combining eco-friendly effects, too, such as lighter traffic jams and reduced CO2 emissions.

  • The Needs for Sumitomo Mitsui Auto Service
  • Together with both its domestic and international group companies, Sumitomo Mitsui Auto Service supports the mobility of about 1,000,000 vehicles and over 54,000 corporate customers.
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